Privacy Policy

1. Introduction

Currency Life LLC (“Currency Life,” “we,” “us,” or “our”) is a California limited liability company headquartered in Southern California, USA. We operate the RapidSell marketplace platform available at rapidsell.ai and related mobile applications (“RapidSell” or the “Platform”), as well as this website, currencylife.com (the “Site”).

This Privacy Policy explains what information we collect when you visit the Site or use the Platform, how we use and share that information, your rights regarding your data, and how we keep it secure. By accessing or using our services, you agree to the practices described in this policy. If you do not agree, please do not use our services.

Effective Date: January 1, 2025. Last Updated: May 1, 2026.

2. Information We Collect

2.1 Information You Provide to Us

We collect information you give us directly when you:

• Create an account: name, email address, phone number, username, and password.
• Set up a seller profile: business name, business address, tax identification number (TIN/EIN), and government-issued identification documents for identity verification purposes.
• Connect payment methods: bank account information and payment card details, which are collected and processed exclusively by our payment processor, Stripe, Inc. Currency Life LLC does not store full payment card numbers or bank account credentials on our own servers.
• Create listings: product titles, descriptions, photographs, condition information, pricing, quantity, and category details.
• Communicate with us or other users: messages sent through the Platform's messaging system, support tickets, and any correspondence sent to our email addresses.
• Complete transactions: shipping addresses, purchase history, and transaction records.
• Submit reviews or feedback: ratings, written reviews, and other user-generated content.

2.2 Information Collected Automatically

When you access the Site or Platform, our systems and third-party technologies automatically collect:

• Device information: device type, operating system version, browser type and version, unique device identifiers.
• Usage data: pages viewed, features used, search queries, time and duration of visits, clickstream data, and referring URLs.
• Network data: Internet Protocol (IP) address, approximate geographic location derived from IP address, network connection type.
• Cookies and similar technologies: we use session cookies (deleted when you close your browser), persistent cookies (retained for a defined period), and similar tracking technologies to maintain session state, remember preferences, and understand how users interact with our services. You may configure your browser to refuse cookies, though doing so may limit certain Platform functionality.
• Log data: server access logs, error reports, and crash data.

2.3 Information from Third Parties

We may receive information about you from:

• Stripe, Inc.: our payment processor provides us with transaction confirmations, payout statuses, and fraud signals. We receive payment results, not raw card or banking credentials.
• Supabase, Inc.: our infrastructure and database provider hosts the Platform's backend. Data stored in our Supabase-hosted database instance is subject to our access controls.
• Identity verification providers: where required by law or Platform policy, we may use third-party identity verification services to confirm user identity.
• Other users: buyers may provide shipping addresses and contact information in the context of completing a transaction with a seller on the Platform.

3. How We Use Your Information

We use the information we collect for the following purposes:

• Providing the Platform: creating and maintaining your account, processing listings, facilitating transactions between buyers and sellers, and processing payments.
• Identity verification and compliance: verifying seller identities, satisfying anti-money-laundering (AML) and know-your-customer (KYC) requirements, and complying with applicable financial regulations.
• Customer support: responding to inquiries, resolving disputes, and troubleshooting technical issues.
• Safety and fraud prevention: detecting, investigating, and preventing fraudulent transactions, unauthorized access, and other illegal or harmful activity.
• Platform improvement: analyzing usage patterns to improve features, fix bugs, and develop new capabilities. We may use aggregated and anonymized data for research and analytics.
• AI-powered features: your listing data and Platform usage may be used to train and improve our AI listing optimization, pricing recommendation, and buyer-matching algorithms. This processing uses aggregated and, where possible, anonymized inputs.
• Communications: sending transactional emails (order confirmations, payment receipts, shipping notifications), security alerts, and, where you have opted in, marketing communications and product updates.
• Legal obligations: complying with applicable laws, regulations, court orders, and responding to lawful requests from governmental authorities.

4. How We Share Your Information

We do not sell your personal information to third parties for their own marketing purposes. We share information only as described below:

• Between buyers and sellers: to facilitate a transaction, certain information is shared between the parties — for example, sellers receive buyer shipping addresses and buyers receive seller contact information needed to complete delivery and resolve any issues.
• Service providers: we share data with vendors who assist us in operating the Platform, including Stripe (payment processing), Supabase (cloud hosting and database), email delivery providers, identity verification services, and analytics providers. These service providers are contractually bound to use your data only to perform services for us and in accordance with this policy.
• Legal requirements: we may disclose your information if required by law, subpoena, court order, or other legal process; to protect the rights, property, or safety of Currency Life LLC, our users, or the public; or to enforce our Terms of Service.
• Business transfers: if Currency Life LLC undergoes a merger, acquisition, bankruptcy, dissolution, or sale of all or substantially all of its assets, your information may be transferred as part of that transaction. We will provide notice to users in such circumstances to the extent required by applicable law.
• With your consent: we may share your information for purposes not described above with your explicit prior consent.

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. Specifically:

• Active accounts: we retain account data for the duration of the account relationship.
• Deleted accounts: when you request account deletion, we will delete or anonymize your personal data within 90 days of the deletion request, subject to the exceptions below.
• Financial records: transaction records, payment data, and related financial information are retained for a minimum of seven (7) years following the date of the transaction, as required by applicable tax and financial recordkeeping laws.
• Legal holds: if your data is subject to an active legal investigation, regulatory inquiry, or dispute, we may retain it beyond the standard periods until the matter is resolved.
• Anonymized and aggregated data: data that has been irreversibly de-identified may be retained indefinitely for research, product improvement, and statistical purposes.
• Backup systems: copies of data in backup or disaster-recovery systems may persist for up to 90 days after the primary copy is deleted as part of our standard backup rotation schedule.

6. Your Privacy Rights

6.1 General Rights

Regardless of where you are located, you have the following rights with respect to your personal information:

• Access: you may request a copy of the personal information we hold about you.
• Correction: you may request that we correct inaccurate or incomplete information. You may also update most account information directly through your account settings.
• Deletion: you may request that we delete your personal information, subject to our legal retention obligations described in Section 5.
• Opt-out of marketing: you may unsubscribe from marketing communications at any time by clicking the “unsubscribe” link in any marketing email or by contacting us at privacy@currencylife.com. You will continue to receive transactional and service-related communications.
• Data portability: upon request, we will provide your personal data in a structured, machine-readable format where technically feasible.

6.2 California Residents — CCPA Rights

If you are a California resident, the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), provides you with additional rights:

• Right to Know: you have the right to request disclosure of the categories and specific pieces of personal information we have collected about you in the past 12 months, the categories of sources from which we collected it, the business purpose for collecting it, and the categories of third parties with whom we have shared it.
• Right to Delete: you have the right to request deletion of personal information we have collected from you, subject to certain exceptions (for example, information needed to complete a transaction or fulfill a legal obligation).
• Right to Correct: you have the right to request that we correct inaccurate personal information we maintain about you.
• Right to Opt-Out of Sale or Sharing: we do not sell your personal information or share it for cross-context behavioral advertising. If this practice ever changes, we will update this policy and provide a “Do Not Sell or Share My Personal Information” link.
• Right to Limit Use of Sensitive Personal Information: to the extent we collect sensitive personal information as defined under CPRA (such as government ID or financial account numbers for verification), we use it solely for the purposes you provided it for and as permitted by law.
• Right to Non-Discrimination: we will not discriminate against you for exercising any of your CCPA rights. We will not deny you goods or services, charge different prices, or provide a different quality of service because you exercised your rights.

To exercise any of these rights, please contact us at privacy@currencylife.com or by mail at Currency Life LLC, Southern California, USA. We will respond to verifiable consumer requests within 45 days, with the possibility of a 45-day extension where reasonably necessary.

7. Data Security

We implement commercially reasonable technical and organizational measures to protect your personal information against unauthorized access, loss, destruction, or alteration. These measures include:

• Encryption in transit: all data transmitted between your browser or mobile app and our servers is encrypted using Transport Layer Security (TLS 1.2 or higher).
• Encryption at rest: personal data stored in our database, hosted on Supabase's infrastructure (PostgreSQL on AWS), is encrypted at rest using AES-256 encryption.
• Access controls: access to personal data is restricted to authorized personnel who need it to perform their job functions. We use role-based access controls and multi-factor authentication for administrative access.
• Vendor security: we select service providers that maintain appropriate security standards and, where applicable, hold relevant certifications (such as SOC 2 compliance).
• Incident response: we maintain procedures to detect, respond to, and notify affected users and authorities of data security incidents in accordance with applicable law.

Despite these precautions, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data, and you provide information to us at your own risk. If you believe your account has been compromised, contact us immediately at privacy@currencylife.com.

8. Children's Privacy

Our services are not directed to individuals under the age of 13, and we do not knowingly collect personal information from children under 13. If you are under 13, please do not use our services or submit any personal information. If you are between 13 and 18 years of age, please review this policy with a parent or guardian before using our services.

If we learn that we have inadvertently collected personal information from a child under 13, we will take steps to delete that information as quickly as possible. If you are a parent or guardian and believe your child has provided us with personal information without your consent, please contact us at privacy@currencylife.com.

9. Third-Party Links and Services

Our Site and Platform may contain links to third-party websites, applications, and services, including payment processors, social media platforms, and partner sites. These third-party services operate independently and have their own privacy policies. Currency Life LLC is not responsible for the privacy practices or content of third-party services. We encourage you to review the privacy policies of any third-party services before providing them with your personal information.

Specifically, payments on the Platform are processed by Stripe, Inc. When you submit payment information, you are subject to Stripe's Privacy Policy in addition to ours.

10. Cookies and Tracking Technologies

We use the following types of cookies and similar technologies:

• Strictly necessary cookies: required for the Platform to function correctly. These include session authentication cookies and security tokens. They cannot be disabled.
• Functional cookies: remember your preferences, such as language settings and saved searches, to improve your experience.
• Analytics cookies: help us understand how users interact with our services, identify errors, and measure the effectiveness of features. We use aggregated, non-personally identifying analytics data.

You may control cookie behavior through your browser settings. Most browsers allow you to refuse new cookies, accept or reject specific cookies, or delete all cookies. Note that disabling certain cookies may impair your ability to use the Platform.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other business reasons. When we make material changes, we will:

• Update the “Last Updated” date at the top of this page;
• Send an email notification to registered users (where we have a valid email address on file); and
• Display a prominent notice on the Platform for a reasonable period following the change.

Your continued use of the Site or Platform after the effective date of the revised policy constitutes your acceptance of the changes. If you do not agree to the revised policy, please discontinue use of our services and close your account.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• Privacy Team: privacy@currencylife.com
• General Inquiries: contact@currencylife.com
• Mailing Address: Currency Life LLC, Southern California, USA

For California residents exercising CCPA rights, please include “CCPA Request” in the subject line of your email to help us route and respond to your request promptly.